Opinion: How Mainers can best protect against storm damage, flooding

PORTLAND PRESS HERALD • July 24, 2024

Extreme weather events in Maine and across the country have fueled rising property insurance rates. First, talk to your insurance agent to see if there are more affordable options. Second, your agent can also check for discounts, such as “bundling” opportunities (using the same insurer to cover your home and auto) and certain upgrades to your home. You may also consider increasing your deductible. Third, check to see if your homeowner’s policy contains a water damage exclusion. Consider buying flood insurance. Finally, you should be proactive about removing rotten trees or other hazards that may cause a loss during a storm. ~ Bob Carey, superintendent, Maine Bureau of Insurance